After completion of compulsory group training, the members will be eligible to take a loan. Clients will choose their projects as per their own knowledge about any kind of activities, and can submit a loan application at the center. This loan will be available to the clients based on performance and repayment trend in sequence. The loan limit, pricing, and tenure are subject to change within the framework of NRB directives. Loan limit not more than 700000, beginning maximum up to 200000 NPR for the first loan cycle. Interest rate 14.38% (Base rate: 13.11%, Premium Rate: 1.27%)

The loan limit, pricing and tenure are subject to change within the framework of NRB directives  Rs.20,000 up to Rs.1,00,000 to the members who have been able to run General loans. Interest rate 14.38% (Base rate: 13.11%, Premium Rate: 1.27%)

This is a collateral-based loan. Besides the Income Generating Loan, ULBSL will provide the ME loan to fulfill the requirements of the micro entrepreneurs. The upper limit for this loan will not be more than mentioned in the NRB guidelines.  Not more than 1500000 per borrower. Interest rate 13.5% (Base rate: 13.11%, Premium Rate: 0.39%)

To build a new house for the uninhabited residences of the members And mortgages of up to Rs. 15,00,000 and Rs. 7,00,000 without collateral to secure the property. The loan limit, pricing, and tenure are subject to change within the framework of NRB directives. Interest rate 14.38% (Base rate: 13.11%, Premium Rate: 1.27%)

To members who have been able to run other loans, Contingency Rs . 10,000. The loan limit, pricing, and tenure are subject to change within the framework of NRB directives. ( Loan limit not more than 10000). Interest rate 15%

Loans can be provided for the higher education of the sons and daughters of the group members. This loan will be disbursed to the member who repaid the earlier General loan. Loan Limit should not be more than 5,00,000.  Interest rate 14.38% (Base rate: 13.11%, Premium Rate: 1.27%)